Do you need to buy the household of one’s fantasies?
DHFL gives you the most useful mortgage loan rates that will allow you to sustain your month-to-month spending plan.
Our present Retail Prime Lending speed (RPLR) is 19.42%
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|Sr No.||Charge definition||Charge Amount|
|Processing charges (Non-Refundable)||Loan Amount||Minimum Login charges|
|1||Salaried/Self Employed Professional (SEP)||as much as Rs. 30 Lakh: Rs. 5,000 + document costs + Applicable GST||Rs. 2,500 or fee that is processing whichever is gloomier + Applicable GST|
|Above Rs. 30 Lakh as much as Rs. 75 Lakh: Rs. 10,000 + document charges + Applicable GST|
|Above Rs. 75 Lakh: Rs. 20,000 +document costs + Applicable GST|
|one-man shop Non Professional (SENP)||web PAT: 0.5% + Applicable GST
other people: 1.5 percent + Applicable GST
|2||CERSAI Registry / Modification Charges||Rs. 50 + Applicable GST for loans upto Rs. 5 Lakh
Rs. 100 + Applicable GST for loans above Rs. 5 Lakh
|3||Technical Fees (for extra home or home situated outside geographical restriction or for pre technical)||a. Within 60 kilometer radius: No fees
b. Beyond 60 kilometer: Rs. 500 + Applicable GST for very first see and Rs. 750 + Applicable GST for subsequent visits
|4||Valuation cost in Construction Linked Loan cases||First visit: No charges.
Subsequent visits: Rs. 500 + Applicable GST
|5||Part-Prepayment Charges||Rate of Interest -Type||Disbursement Stage||Charges Applicable|
|Fixed / Variable||Within 6 months from first disbursement||No prepayment permitted|
|After six months|
|Borrower/ co-borrower is Individual||No Charges|
|Borrower/ co-borrower is other than Individual||2% + Applicable GST|
|5 (a)||property property property Foreclosure costs||Rate of Interest -Type||Disbursement Stage||Charges Applicable|
|Fixed/Variable||Within 6 months from 1st Disbursement||No foreclosure allowed|
|After 6 months|
|Fixed / Variable||Own Source||No Charges|
|Borrower/co-borrower is individual|
|Fixed/ Variable||Borrower/co-borrower is aside from specific||2% + Applicable GST|
|5 (b)||Prepayment fees (Plot Loans/Easy Land Cum Construction Loans)||3% + Applicable GST just in case the dwelling product is certainly not built regarding the plot within three years through the date of very very first disbursement associated with the loan. (Borrower/co-borrower is other than specific)|
|6||Cheque/ECS bounce fees||Rs. 500 + Applicable GST|
|7||Bank Charges on Cheque/ECS Bounce||At actual|
|8||Overdue fees on standard installment (EMI/Pre-EMI)||18% per year regarding the outstanding dues.|
|9||need Draft/Pay purchase issuance fees||Rs. 150 per Lakh or bank that is actual, whichever is higher + Applicable GST.|
|10||Cheque/ECS swapping fees (per set)||Rs. 250 + Applicable GST per swap|
|11||Collection pickup costs||Rs. 250 per visit + Applicable GST|
|12||Legal Charges||Legal charges as relevant on situation to case basis|
|13||Non-encumbrance certificate||At real|
|14||healing fees||At actual|
|15||Stamp duty/ Franking charges||depending on relevant law/charges associated with the appropriate home state|
|16||Duplicate No Dues Certificate||Rs. 250 + Applicable GST|
|17||Copy of home papers||Rs. 500 + Applicable GST|
|18||Statement of account/ provisional IT certificates||first: No charges
Subsequent: Rs. 250 Applicable that is + GST
|Custodial Fee for property papers in shut loans||Rs. 500 each month (post 60 Days from Loan closing Date) + Applicable GST|
|20||Document retrieval costs on closing of loan||Rs. 1,000 + Applicable GST for loans upto Rs. 10 Lakh,
Rs. 2,000 + Applicable GST for loans above Rs. 10 Lakh
|21||Foreclosure declaration||Rs. 500 + Applicable GST|
No transformation is relevant for loans sanctioned under Land Loans, ELCC/ Composite Loan (just those full instances when construction continues to be perhaps perhaps not done) and Surrogate Products.
We at DHFL, provide you with usually the one of this interest rate that is lowest for a house loan which certain does make a big huge difference to your current spending plan. Additionally, utilizing the present interest on mortgage loans, DHFL may help make certain that monetary restraints try not to come your way, while your buy your very dream home that is own. Therefore don’t think twice to just just just take our help and purchase an eternity of delight on your own.
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- Group Organizations
- DHFL Pramerica Lifestyle
Insurance Carrier Ltd.
- DHFL Pramerica
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- DHFL Holdings Limited
Dewan Housing Finance Corporation Limited
Regd. Workplace: Warden House, 2nd Floor, Sir P.M. Path, Fort, Mumbai-400 001.
Disclaimer – “As regards deposit activity that is taking f the organization, the people may make reference to the ad within the newspaper / information furnished when you look at the application for soliciting public deposits; the business is having a legitimate Certificate of Registration dated 31/07/2001 granted by the National Housing Bank under Section 29A for the nationwide Housing Bank Act, 1987. Nevertheless, the National Housing Bank will not accept any obligation or guarantee in regards to the position that is present into the monetary soundness associated with business or even for the correctness of any of this statements or representations made or opinions expressed by the organization as well as payment of deposits / release regarding the liabilities because of the business. “
*The information mentioned herein is susceptible to alter without previous notice. Please go to your nearest branch that is DHFL step-by-step all about our different items and modifications, if any. Stipulations use
Disclaimer – “As regards deposit using task regarding the company, the people may make reference to the ad into the newsprint / information furnished within the form for soliciting public build up; posted on June 28, 2018 when you look at the complimentary Press Journal plus in Navshakti, Mumbai, correspondingly. The organization is having a certificate that is valid of dated 31/07/2001 released because of the National Housing Bank under Section 29A regarding the nationwide Housing Bank Act, 1987. Nevertheless, the National Housing Bank will not accept any obligation or guarantee in regards to the position that is present towards the monetary soundness for the business or even for the correctness of any regarding the statements or representations made or viewpoints expressed by the business as well as for payment of deposits / release of this liabilities by the business. “
*The information mentioned herein is susceptible to alter without previous notice. Please go to your nearest DHFL branch for step-by-step informative data on our different services and products and modifications, if any. Stipulations apply